The M&F Earning Model
Earn From Your Skill — Not Just Your Time
At M&F we believe experienced stylists should keep the income they generate.
Unlike traditional salons where large percentages are taken from every service, our model allows independent stylists to retain 100% of their service income and generate additional earnings through retail sales.
In many cases, retail alone can cover the cost of the chair.
Example: How Retail Can Cover Your Chair Rent
Typical retail commission in many salons is 10–20%.
At M&F, independent stylists earn:
35% commission on all retail sales
This creates a genuine additional income stream.
Example Day
Retail sold during appointments: £115
35% commission earned:
£40.25
Daily chair rent (full-time rate): £40
Result
Retail commission alone can cover the cost of your chair for the day.
Meaning your service income remains entirely yours.
Example Weekly Income Scenario
Let’s look at a realistic independent stylist working 4 days per week.
Weekly Service Revenue
£1,250 per week turnover
(very typical for an experienced stylist)
Because you keep 100% of service income, that remains yours.
Weekly Chair Rent
4 days x £45 = £180 per week
Retail Example
If you sold just £100 retail per day
4 days x £100 = £400 retail
35% commission:
£140 earned
Net Rent Cost
Weekly rent: £180
Retail earnings: £140
Effective chair cost:
£40 per week
Your services generated £1,250.
A More Established Stylist Scenario
Many experienced stylists reach:
£1,400 – £1,600 weekly turnover
Example:
Service income: £1,500
Retail commission: £175
Chair rent: £200
Net position:
Approximately £1,475 retained income
No employment percentage deducted.
Why Stylists Often Earn More in a Professional Environment
Stylists moving from home working or mobile services often find they can naturally increase their pricing in a premium salon environment.
This happens because:
• Clients perceive greater value in a professional setting
• Consultations feel more structured
• Retail recommendations feel more natural
• Premium surroundings support premium pricing
You may find you earn more from the same clients, without increasing your hours.
Optional Support When You Want It
Every stylist at M&F runs their own independent business.
However we also offer optional support for stylists who want to continue developing their skills or grow their business further.
You are always free to choose what you take advantage of.
Technical Education
Optional training sessions can include:
• Advanced colour techniques
• Modern balayage and blonding
• Consultation and correction techniques
• New product launches
These sessions are designed to help stylists expand services and increase pricing confidence.
Retail & Income Development
Retail can dramatically increase a stylist’s income.
We offer guidance around:
• recommending products naturally during consultations
• creating personalised home-care plans
• building confidence in retail conversations
Many stylists find this becomes their most consistent additional income stream.
Client Experience & Retention
We also share strategies around:
• consultation structure
• client retention
• building long-term loyalty
• premium service experience
These small improvements often lead to higher average spend per client.
Independence First
Everything we provide is optional.
You remain fully independent and run your business your way.
Our goal is simply to provide an environment where experienced stylists can thrive.
If You’d Like to Explore the Opportunity
We always begin with a confidential conversation about your current situation and where you’d like your career to go next.
No pressure, no obligation.
Just an honest discussion between professionals.